Welcome to Laen Daen, an application designed to simplify financial tracking and collaborative transactions. By using our website or app, you agree to the following Terms and Conditions. Please read them carefully.

Acceptance of Terms

  • By accessing or using Laen Daen, you agree to be bound by these Terms and Conditions and all applicable laws.

  • If you do not agree, please discontinue use of our services.

Use of Services

You agree to:

  • Use the app only for lawful purposes.

  • Provide accurate and complete information.

  • Avoid misuse, reselling, or reverse-engineering of the platform or APIs.
  • Remain solely responsible for the accuracy of your transactions, balances, and shared data.

User Accounts

  • You are responsible for maintaining confidentiality of your credentials and for all activities occurring under your account.
  • Notify us immediately of unauthorized use.
  • Laen Daen is not liable for any loss resulting from negligence in protecting your login information.

Financial Responsibility

  • Laen Daen is not a bank, wallet, or payment processor.
  • It provides tools to record and manage transactions, but actual money transfers occur outside the platform.

Business Profiles and Collaboration

  • Businesses may create profiles, add employees, assign roles, and manage invoices or inventory.
  • Compliance with local tax, accounting, and legal rules is solely your responsibility.
  • We do not guarantee the legitimacy of any business or partner using the platform.

Data and Content Ownership

  • You retain ownership of all content and data you create.
  • By uploading, you grant Laen Daen a limited, non-exclusive license to process and display it solely to operate the service.
  • We never sell or rent user data for advertising.

Fees and Payments

  • Laen Daen’s core services are currently free of charge.
  • In the future, certain advanced or business-level features may become paid or subscription-based.
  • Any pricing changes will be communicated in advance, and no user will be billed without explicit consent or opt-in.
  • You may continue using the free plan without obligation.

Termination

  • We may suspend or terminate access at any time, with or without notice, if your activity violates these terms or harms platform integrity.

Contact Us

If you have any questions about these Terms and Conditions, you may contact us at:

Limitation of Liability

  • Laen Daen is provided “as is.”

  • We are not responsible for indirect, incidental, or consequential damages, including financial loss or data corruption, arising from use of the platform.

Modifications

  • We may revise these Terms periodically.

  • Updates will be posted here with the latest effective date.

Governing Law

  • These Terms are governed by the laws of your country of residence or operation.

Contact

Email:support@laendaen.com